Get Cheap Car Insurance in Schertz TX

  1. Residents of Schertz Can Save Up To $440 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Schertz

 

What's the Cost of Car Insurance in Schertz?

We have been able to help several drivers in Schertz TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Schertz Texas, the annual rates had a difference of up to $1010. Specifically, this means that the cheapest price was $800 and the most expensive was $1810.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Schertz is important in getting the cheapest car insurance rates.

Lowest Average Highest
$800 $1110 $1810

Insurance Prices: Schertz vs. National/State Averages

Schertz has low-cost car insurance premiums that are below the state's average. It costs $435 less per year than Texas's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Schertz. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1110 $1545 $1479

Schertz TX Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Schertz to give you a sense of where you can find the lowest costs.

The difference was +$202 between the cheapest neighborhood in Schertz TX with a rate of $1110 on average and a +$810 difference between the priciest area in Schertz TX with an average price of $1920.

# Neighborhood Average Rate
  Schertz $1110
1 Balcones Heights +$810
2 Leon Valley +$279
3 Kirby +$229
4 Alamo Heights +$210
5 Converse +$205
6 Helotes +$202

Let's go over some ways to save on car insurance in Schertz

Schertz Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Schertz. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $61 more per year compared to being married, and being a man can typically cost up to $366 more per year in Schertz TX as opposed to being a woman.

Schertz Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Schertz TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2308 a year for insurance on average. This is far higher than the state average of $1545, and $1198 higher than Schertz' average. When gender is taken into account the difference between male and female teens in Schertz TX is $410.

The effect of DUIs on insurance premiums in Schertz TX

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Schertz then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1110 all the way up to $2064. That means that on average the cost for conviction in Schertz TX can be an increase of $954.

DUI City Average
$2064 $1110

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Find Local Schertz Agents

Bill Hicks

210 Fm 78, Schertz, TX 78154

Colombo Insurance Agency

611 Main St, Schertz, TX 78154

Alex Hartman - State Farm Insurance

1420 Schertz Pkwy Ste 170, Schertz, TX 78154

Schertz in Brief

  • $1110

    the average Schertz resident's annual cost of coverage

  • $440

    our customer's average savings after comparing insurance

  • 30/60/25

    minimum insurance requirements in Schertz TX

Area We Serve

78108,78132,78154

Schertz Map

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