Get Cheap Car Insurance in Kirby TX

  1. Residents of Kirby Can Save Up To $540 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Kirby

 

What's the Cost of Car Insurance in Kirby?

We have been able to help several drivers in Kirby TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Kirby Texas, the annual rates had a difference of up to $567. Specifically, this means that the cheapest price was $1129 and the most expensive was $1696.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Kirby is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1129 $1339 $1696

Insurance Prices: Kirby vs. National/State Averages

Kirby has low-cost car insurance premiums that are below the state's average. It costs $206 less per year than Texas's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Kirby. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1339 $1545 $1479

Kirby TX Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Kirby to give you a sense of where you can find the lowest costs.

The difference was -$229 between the cheapest neighborhood in Kirby TX with a rate of $1110 on average and a +$581 difference between the priciest area in Kirby TX with an average price of $1920.

# Neighborhood Average Rate
  Kirby $1339
1 Balcones Heights +$581
2 Leon Valley +$50
3 Alamo Heights -$19
4 Converse -$24
5 Helotes -$27
6 Schertz -$229

Let's go over some ways to save on car insurance in Kirby

Kirby Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Kirby. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $74 more per year compared to being married, and being a man can typically cost up to $442 more per year in Kirby TX as opposed to being a woman.

Kirby Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Kirby TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2785 a year for insurance on average. This is far higher than the state average of $1545, and $1446 higher than Kirby' average. When gender is taken into account the difference between male and female teens in Kirby TX is $495.

The effect of DUIs on insurance premiums in Kirby TX

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Kirby then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1339 all the way up to $2490. That means that on average the cost for conviction in Kirby TX can be an increase of $1151.

DUI City Average
$2490 $1339

Find cheap car insurance in Kirby quickly and easily

 

Find Local Kirby Agents

Alicia Gonzalez

9310 NE Loop 410 Ste 2 San Antonio TX 78219

L & A Insurance

5513 Fm 78, Kirby, TX 78219

M Claire Covin

5826 Binz Engleman Rd, San Antonio, TX 78244

Kirby in Brief

  • $1339

    the average Kirby resident's annual cost of coverage

  • $540

    our customer's average savings after comparing insurance

  • 30/60/25

    minimum insurance requirements in Kirby TX

Area We Serve

78219

Kirby Map

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