Get Cheap Car Insurance in Helotes TX

  1. Residents of Helotes Can Save Up To $520 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Helotes

 

What's the Cost of Car Insurance in Helotes?

We have been able to help several drivers in Helotes TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Helotes Texas, the annual rates had a difference of up to $560. Specifically, this means that the cheapest price was $1136 and the most expensive was $1696.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Helotes is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1136 $1312 $1696

Insurance Prices: Helotes vs. National/State Averages

Helotes has low-cost car insurance premiums that are below the state's average. It costs $233 less per year than Texas's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Helotes. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1312 $1545 $1479

Helotes TX Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Helotes to give you a sense of where you can find the lowest costs.

The difference was -$202 between the cheapest neighborhood in Helotes TX with a rate of $1110 on average and a +$608 difference between the priciest area in Helotes TX with an average price of $1920.

# Neighborhood Average Rate
  Helotes $1312
1 Balcones Heights +$608
2 Leon Valley +$77
3 Kirby +$27
4 Alamo Heights +$8
5 Converse +$3
6 Schertz -$202

Let's go over some ways to save on car insurance in Helotes

Helotes Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Helotes. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $72 more per year compared to being married, and being a man can typically cost up to $433 more per year in Helotes TX as opposed to being a woman.

Helotes Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Helotes TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2728 a year for insurance on average. This is far higher than the state average of $1545, and $1416 higher than Helotes' average. When gender is taken into account the difference between male and female teens in Helotes TX is $486 .

The effect of DUIs on insurance premiums in Helotes TX

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Helotes then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1312 all the way up to $2440. That means that on average the cost for conviction in Helotes TX can be an increase of $1128.

DUI City Average
$2440 $1312

Find cheap car insurance in Helotes quickly and easily

 

Find Local Helotes Agents

Village Insurance Agency

13438 Bandera Rd Ste 101 Helotes, Texas 78023

Carlos Miranda

12415 Bandera Road Suite 108, Helotes, TX 78023

Allstate Insurance Agent Tracy Drott

12540 Bandera Rd Ste 209, Helotes, TX 78023

Helotes in Brief

  • $1312

    the average Helotes resident's annual cost of coverage

  • $520

    our customer's average savings after comparing insurance

  • 30/60/25

    minimum insurance requirements in Helotes TX

Area We Serve

78023

Helotes Map

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