Get Cheap Car Insurance in Balcones Heights TX

  1. Residents of Balcones Heights Can Save Up To $770 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Balcones Heights

 

What's the Cost of Car Insurance in Balcones Heights?

We have been able to help several drivers in Balcones Heights TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Balcones Heights Texas, the annual rates had a difference of up to $1760. Specifically, this means that the cheapest price was $1370 and the most expensive was $3130.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Balcones Heights is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1370 $1920 $3130

Insurance Prices: Balcones Heights vs. National/State Averages

If you suspected that car insurance in Balcones Heights is more expensive than average, then you were onto something. The premiums in Balcones Heights exceed the state average by approximately $375. This is why saving as much as you can on car insurance is such a big deal because it is fairly pricey already. Going over some tips about how to save on Balcones Heights TX car insurance below can optimize how you save your money.

City Average State Average National Average
$1920 $1545 $1479

Balcones Heights TX Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Balcones Heights to give you a sense of where you can find the lowest costs.

The difference was -$810 between the cheapest neighborhood in Balcones Heights TX with a rate of $1110 on average and a -$531 difference between the priciest area in Balcones Heights TX with an average price of $1389.

# Neighborhood Average Rate
  Balcones Heights $1920
1 Leon Valley -$531
2 Kirby -$581
3 Alamo Heights -$600
4 Converse -$605
5 Helotes -$608
6 Schertz -$810

Let's go over some ways to save on car insurance in Balcones Heights

Balcones Heights Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Balcones Heights. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $106 more per year compared to being married, and being a man can typically cost up to $633 more per year in Balcones Heights TX as opposed to being a woman.

Balcones Heights Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Balcones Heights TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $3993 a year for insurance on average. This is far higher than the state average of $1545, and $2073 higher than Balcones Heights' average. When gender is taken into account the difference between male and female teens in Balcones Heights TX is $710.

The effect of DUIs on insurance premiums in Balcones Heights TX

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Balcones Heights then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1920 all the way up to $3571. That means that on average the cost for conviction in Balcones Heights TX can be an increase of $1651.

DUI City Average
$3571 $1920

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Find Local Balcones Heights Agents

Raul R Benitez Insurance Agency

1506 Culebra Rd San Antonio TX 78201

Avery Insurance Agency

1203 Fredericksburg Rd San Antonio TX 78201

Bellaire Insurance Agency

1428 Culebra Rd San Antonio TX 78201

Balcones Heights in Brief

  • $1920

    the average Balcones Heights resident's annual cost of coverage

  • $770

    our customer's average savings after comparing insurance

  • 30/60/25

    minimum insurance requirements in Balcones Heights TX

Area We Serve

78201

Balcones Heights Map

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